Handling cash has always been risky. It could be more risky if it is in transit. This applies for cash, bank notes, drafts, postal pay bonds, withdrawal slips, bearer cheques, as well as vault and counter s on bank’s premises. The risk is not only of losing the money, but also of a threat to the person who is carrying the money especially if the amount is large. This Policy provided umbrella coverage for cash in transit, cash in premises, dishonesty and fraudulent of staff, cash at ATM Machine etc.